Peace of mind is a crucial ingredient for a fantastic trip to Italy- or any location. While you’re busy soaking up new cultures and creating lasting memories, the last thing you want to worry about is the safety of your valuables like cash, passports, and credit cards. Thankfully, there are some strategies and tools you can employ to minimize the risk of theft and keep your belongings secure throughout your adventure. Are money belts the answer?
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One such strategy is a money belt. A long-standing solution for peace of mind. But is it worth wearing one? Let’s explore the pros and cons to help you decide if a money belt should make it into your travel gear lineup.
Tips for Using a Money Belt Effectively
- Don’t Overpack It: Keep only essentials in your money belt, like a backup credit card and some cash. Carry day-to-day spending money in a more accessible place.
- Wear It Discreetly: Avoid adjusting or accessing your money belt in public, which can draw unwanted attention.
- Combine Strategies: Use a money belt for important items but still keep some cash in your wallet or pockets for easy access.
Pros of Using a Money Belt
- Security First: Money belts are designed to be hidden under your clothes, making it difficult for pickpockets to access your cash and important documents.
- Hands-Free Convenience: With your valuables tucked safely away, you can enjoy your surroundings without constantly clutching a bag or worrying about your pockets.
- Organized Essentials: Many money belts come with compartments for passports, credit cards, and cash, keeping everything in one secure place.
Cons of Using a Money Belt
- Comfort Issues: Wearing a money belt all day can be uncomfortable, especially in hot climates where it might cause sweating or irritation.
- Awkward Access: Need some cash quickly? You might find yourself in a slightly awkward dance, pulling up layers of clothing to retrieve your money.
- Not Foolproof: While they offer extra security, money belts aren’t invincible. Savvy thieves (and there are plenty of them) may still figure out how to spot and access them.
Hidden Compartments and Travel Wallets
For a more streamlined approach, consider travel wallets with hidden compartments that tuck neatly into your pocket. These wallets often have features like slash-proof material and locking zippers, making them a secure option for everyday use. Another option is a neck pouch, which discreetly hangs under your shirt and provides easy access to valuables. Personally, I would find this very uncomfortable but know several travelers that love using them.
Utilizing Your Accommodation
Most hotels and hostels offer in-room safes, which are ideal for storing important documents, electronics, and larger sums of cash. Before relying solely on the safe, double-check its functionality and don’t forget to read the hotel’s policy regarding valuables left inside.
I once saw a video by the well-known traveler, Samantha Brown, and her advice stuck with me when using a hotel safe. She suggested you take one of your shoes and put it also in the safe. This way you won’t forget to empty it when packing to leave. You’ll probably say to your companion… “Where’s my other shoe?” and bingo!
Diversification is Key, Even With Money Belts
Spread the wealth and don’t put all your eggs in one basket! Distribute your cash and cards between different locations. Consider keeping a small amount easily accessible for daily purchases, while storing the bulk of your funds in the hotel safe or a money belt. This way, if you do encounter a pickpocket, the loss will be minimized. It’s all about common sense.
Packing Smart: Carry Only What You Need
It’s tempting to overpack, but bringing only the essentials reduces the overall value of what you’re carrying and makes you a less attractive target for theft. Plan your outfits in advance and pack light. If you’re worried about losing your phone, consider bringing an older, less expensive device for the trip or investing in one of the cases that have a neckrope. Again, I don’t care to wear something around my neck, but it doesn’t seem to bother everyone.
Tools and Good Tips for Travelers
There are several travel apps available that can help you keep track of your belongings. Luggage tracking apps allow you to monitor the location of your checked bags. We love using our Apple AirTags. Additionally, consider using a portable phone charger with a built-in locking cable, which allows you to keep your phone secure while charging in public places. If you haven’t seen them already, I have designed several travel planners to keep everything organized for your trips. They actually make wonderful gifts for friends and family too.
Invest in Security Features for Your Bags
Look for backpacks and luggage with built-in security features like slash-proof material, locking zippers, and TSA-approved locks for checked baggage. Consider using a cable lock to secure your backpack to a chair or table when you’re out and about.
Photocopies and Digital Backups: Be Prepared
Make physical photocopies of your passport, ID, and travel documents. Scan these documents and important receipts, and email them to yourself as a secure digital backup. In this post, we also talk about taking a photo and keeping them in a folder on your cellphone. In the unfortunate event that your originals are lost or stolen, these copies will be invaluable in facilitating communication with embassies or authorities.
Staying Alert and Situational Awareness
The most important safeguard is your own vigilance. Be mindful of your surroundings, especially in crowded areas. Avoid displaying large sums of cash or expensive jewelry. Keep your bags zipped up and close to your body when using public transportation. If you feel uncomfortable in a situation, trust your gut and remove yourself from it. I’ve done it before, and it may have been nothing… but I had peace of mind when I walked away.
Insurance: A Safety Net
Travel insurance can provide peace of mind in case of unforeseen circumstances, including theft. Consider purchasing a policy that covers medical emergencies, trip cancellations, and lost or stolen belongings.
Embrace the Local Culture: Blend In
Blending in with the locals can help you avoid unwanted attention. Dress modestly in areas and avoid wearing flashy clothing or expensive jewelry. Research etiquette to ensure you’re not accidentally drawing unnecessary attention to yourself.
Money Belts… In Conclusion
A money belt can be a valuable travel companion, offering extra security and peace of mind, especially in crowded or high-risk areas. However, comfort and practicality should also factor into your decision. Ultimately, whether or not to use a money belt depends on your travel style and destination. If you do decide to give one a try, a little planning and strategy can go a long way in ensuring both safety and convenience. After all, the goal is to enjoy your trip—not spend it worrying about what’s in your pocket!
By following these tips and employing a variety of security measures, you can significantly reduce the risk of theft and enjoy a worry-free travel experience. Remember, a little preparation goes a long way in safeguarding your valuables and allowing you to focus on creating lasting travel memories.




Grazie Great tips!
Thanks, Gina – We always appreciate comments!!